I keep very detailed track of my finances in a Google Docs spreadsheet. This might sound tedious, but once I tried it, I became far less worried about money and much more confident in my knowledge of what I could afford. Periodically checking a bank account is dangerous, it is far too easy to miss [...]
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Frugal Fall Date Ideas…or…For a Good Time Call
Hi All,
I am pleased to announce that I have been keeping my “Date Night” with my new husband in all but one instance (family birthday event trumped us). In an effort to share the love, here are 10 ideas we have used, may use, or will use for date night ideas during the Fall season:
1. Pick [...]
We’re Still All in This Together
Hi All,
Over the past few weeks, I have been reminded over and over again (it seems) that teamwork is important.
For example, many Seniors are wondering how to live on their Social Security income in their “Autumn” years. One well read article featured recently in the New York Times suggests that they start sharing living quarters [...]
Exploit your Unique Frugal Opportunities
Life is not fair. We all have certain advantages and disadvantages, both earned and by chance. When trying to be frugal, recognize your unique opportunities. Ignore advice and/or common thought that tells you *should* save money by doing things a certain way, even when you don’t.
Examples:
Most people assume that the big box stores are less [...]
Crawl before you Walk
I learned something recently: Curioisity is expensive. Every time I get excited about a new hobby, it costs me money.
Some hobbies are more expensive than others, but nearly all require money to get going. Often, the quality is crucial for your success.
It’s important to be able to step back, and think, what is the minimum [...]
Underage Bachelorette or Bachelor Party Ideas
Hi All,
Haven’t written much lately: my apologies for this! I thought I’d toss another wedding-related blog out there as it’s the season for lots of us (or our friends, or our siblings, or our cousins, yada yada yada).
In my case, I had two brother’s girlfriends that were between the ages of 18 and 20 when [...]
Hey There, Ya Sexy Tomato!
Greetings Everyone,
Thought I would drop in and encourage you to plant your more-sensitive veggies this weekend sometime. Herbs, zuchinni, bell peppers, cucumbers…..and my very fav—the tomato.
A few things on planting in climates similar to that of the Minnesota Metro area: it’s a short period, but it’s totally do-able. I had two tomato plants last year, and got far [...]
Be Not Afraid of the Big Bad Business Consultant….or “All in a Days Work”
Greetings!
The following is a brief blurb a good friend wrote for me to help identify what all Business Consultants do when they are called in to help “restructure” or “improve the productivity” in a business organization. Enjoy!
~Penny
Whether you work in a cubicle, the great outdoors, or deliver pizzas, you have been impacted by Industrial/Organizational [...]
Hey it’s Free or……An A’ight Site
Greetings,
I wanted to give a quick mention to a site that I’ve been using personally for a few months now. It offers all things free and freebie-like.
Examples that come to mind include free cereal, free bottled water, free State maps, free music—it’s all just so random and wonderful! The kind folks who run the site [...]
Bringing your Meals and Beverages with you
We all know that it is almost always much cheaper to bring food and beverage from home rather than to buy it throughout the day. Here are some ways I’m trying to avoid buying food on campus as a commuter student. They would also be helpful for anyone who commutes to work, which is most [...]
