Category > Decisions

Have a Holly Jolly Christmas

Hi All,
I don’t know about you, but I am one of those people that relishes in getting all of my planned gift shopping (and budgeting) for Christmas done early—-I like to be done before Halloween, and wrapped/labeled by Thanksgiving.  It makes me feel good to not have it looming over me, and I can then focus [...]

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Is TV your Reality?

Hi All,
About three months ago, I began a little experiment at home.  I cut the cable.  I didn’t even buy a converter box.  To be certain, my new hubby and me get ZERO reception. 
To be completely honest, we did keep my DVD collection, which is fairly substantial, but we don’t have a Netflix account or anything [...]

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Financial Milestones Cont’d: A look at “Typical Teen Tommy”

Word.
After writing a brief blurb yesterday about how you might compare your financial skillz with others in the “twenty something” age group, it seemed only right to go back and run my mouth about where a typical teenager might expect to be.  Hell, I was a teenager *fairly* recently, right??

Anywho: if you are between the [...]

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Finances: How Do you Measure Up?

Happy Tuesday Everyone,
You know, one of the reasons that I stay interested in frugality has to do a wee tiny bit with my competitive ego.  Ahh yes.  It’s a darker Penny that side of me…I like to keep her indoors and away from large crowds.  But, truth be told, if I didn’t feel a teensy [...]

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3 Myths About Riding the Bus

I ride the bus almost daily.  I would like to dispel some myths about riding the bus.  Even if you do have a car, riding the bus can save you money on both gas and parking.  There are some common objections people have to riding the bus that I believe are myths.
Myth 1: Riding the [...]

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Home Owner Rescue Plan Outline

Greetings,
My apologies for not posting of late—I have (as usual) had tons of things to say, and no time to type them into semi-cohesive paragraphs for y’all to decipher.
When I saw the following info, however: I knew I had to share it with you guys ASAP…
For those that are NOT home owners, and haven’t been [...]

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Podcast About Debt

There was a program on The Story recently about credit card debt that may be of interest to R-T readers.  This one is about a woman who was a compulsive shopper, buying mostly with credit cards and sacrificing her relationship with her son in order to keep shopping.  It’s an extreme case, but it’s an [...]

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Valentines on a Budget

Greetings,
Can I just say that I am on a roll today, people?  Like 3 posts in 24 hours.  Yeah me! 
Okay, back to business.  Seeing as how Valentine’s Day is next Saturday, I thought I’d throw a few frugal (yet thoughtful) ideas out there for you to snarf up.
Sidebar: for those of you that disdain the [...]

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Some Warranties Are Worth More Than Others

I recently bought a new computer.  I was originally going to buy the computer online, but my dad convinced me to purchase the computer in a brick and mortar store.  The reason was that it is much easier to get support in a store.  He had a friend that bought a computer from Dell.com, and, [...]

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A Thought on Living with a Signifigant Other

I see many couples get burned by moving in with a significant other.  There are many emotional and practical issues at hand in “shacking up”, but I will focus on the financial for Radiator Toast.  There is a lot of advice out there, but I feel there is an important point left to make.
*Unless you [...]

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